Disclaimer

Educational content, not investment or tax advice.

This disclaimer explains how you should interpret and use the content published by Nagykrisztinainteriordesign Finance Academy on Nagykrisztinainteriordesign.com. By accessing our platform, you agree to read this disclaimer together with our Terms & Conditions, Privacy Policy and Cookie Policy.

Our goal is to help entrepreneurs and business leaders understand financial analysis in a practical way, while being transparent about the limits of our responsibility and the nature of our services.

Who we are

Last updated: January 2025

1. Educational purpose only

All content on Nagykrisztinainteriordesign Finance Academy, including text, examples, templates, downloadable materials, videos, webinars and any other resources, is provided for educational and informational purposes only. It is designed to help you better understand financial concepts and financial analysis as they apply to real businesses.

Nothing on our website should be interpreted as a direct instruction to buy, sell, hold or otherwise manage any specific financial asset, business, service, product or strategy.

Important

Nagykrisztinainteriordesign Finance Academy is a training platform. We do not act as your accountant, tax advisor, investment manager or legal representative.

2. No personalised financial advice

The information presented on Nagykrisztinainteriordesign.com is general in nature and does not take your specific financial situation, objectives, risk tolerance or business context into account. Even when we use examples from Italian or European businesses, these are illustrative only.

Before making any financial decision for your own company, you should consult a qualified professional such as a licensed financial advisor, accountant, tax consultant or legal counsel in your jurisdiction.

3. No tax or legal advice

Our explanations may refer to concepts that are relevant for tax planning or compliance, such as cash flow, profitability, debt or capital structure. These explanations are not a substitute for tax or legal advice.

Tax rules, labour regulations and company law differ between countries and may change over time. You are responsible for checking how any strategy or structure applies to your own situation with competent local professionals.

4. No guarantees of results

Financial analysis can improve decision quality, but it cannot eliminate business risk. Past outcomes of other companies, even when presented in case studies or anonymised datasets, do not guarantee similar results for your business.

We do not promise specific levels of revenue, profit, cash flow, savings or any other measurable result. Any forward-looking statements are examples of analytical thinking, not promises or predictions.

5. Your responsibility and risk

You remain fully responsible for the decisions you take for your business. This includes, but is not limited to, hiring, investments, pricing, financing, contracting, and any operational changes inspired by ideas from our platform.

By using Nagykrisztinainteriordesign Finance Academy, you acknowledge that any business decision involves risk and that you are the final decision-maker. You agree not to hold us liable for outcomes linked to your application or non-application of the concepts described on Nagykrisztinainteriordesign.com.

6. Accuracy, completeness and updates

We make a consistent effort to ensure that information on Nagykrisztinainteriordesign Finance Academy is accurate, understandable and up to date, especially regarding financial concepts used by entrepreneurs and leaders in Italy and across Europe.

However, we cannot guarantee that all information is always complete, current or suitable for every situation. Financial practices, accounting standards and regulatory frameworks evolve over time. Some materials may become partially outdated or require adaptation before being used for decision-making.

We reserve the right to modify, update or remove content at any time without prior notice.

7. No professional-client relationship

Your use of Nagykrisztinainteriordesign.com, participation in our programs or communication with us through forms, email or calls does not create any formal professional-client relationship (for example accountant-client, tax advisor-client, investment advisor-client or attorney-client).

If you wish to engage a professional advisor, you must enter into a separate written agreement with that person or firm. Our role is to provide training and educational resources that help you ask better questions and understand the numbers behind your business decisions.

Third-party tools and links

Our platform may contain links to third-party websites or integrate services such as analytics tools, video hosting or scheduling solutions. These services are operated by independent providers and are not controlled by Nagykrisztinainteriordesign Finance Academy.

We are not responsible for the content, security, privacy practices or terms of these third-party services. When you follow an external link or use an embedded tool, you should review the applicable policies of that provider.

Use across different countries

Nagykrisztinainteriordesign Finance Academy is based in Italy, but our educational materials may be accessed by users in other countries. The examples and references we provide may not reflect the rules, market conditions or business practices in your jurisdiction.

It is your responsibility to ensure that any action inspired by our content is compatible with the laws and regulations that apply to you, including accounting, tax, reporting and financial disclosure requirements.

8. Limitation of liability

To the maximum extent permitted by applicable law, Nagykrisztinainteriordesign Finance Academy and its team are not liable for any direct, indirect, incidental, consequential or special damages arising from or in connection with your use of the information available on Nagykrisztinainteriordesign.com.

This includes, without limitation, loss of revenue, loss of profit, business interruption, loss of data, reputational damage or any other business or personal loss, even if you have informed us of the possibility of such damages.

If any limitation of liability is not enforceable under the law that applies to you, our total aggregate liability will be limited to the minimum extent allowed by that law.

9. Governing law and jurisdiction

This disclaimer, together with our Terms & Conditions, is governed by the laws of Italy, without regard to conflict of law principles. Any dispute or claim relating to the use of Nagykrisztinainteriordesign.com or the interpretation of this disclaimer shall be subject to the exclusive jurisdiction of the competent courts in Italy, unless mandatory consumer protection rules specify otherwise.

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

10. Changes to this disclaimer

We may revise this disclaimer from time to time to reflect changes in our services, content or legal obligations. The latest version will always be available on this page, and the “Last updated” date at the top will indicate when the most recent changes took effect.

Continued use of our platform after an update means that you accept the revised disclaimer.

11. How to contact us

If you have questions about this disclaimer or about how to interpret any part of our content, you can contact us using the details below:

Please indicate that your message relates to the “Disclaimer for Nagykrisztinainteriordesign.com” so we can route your request appropriately.